This week, we talk about the dangers that the average person faces from ransomware at home.

The set-up scenario is the same: the fraudster either gets you to click on a bogus link or attachment in your email to download malware onto your system -- or he is "seeding" legitimate websites with the malware. Either way, this malicious software takes over your system and locks it. You risk losing access to precious family photos, financial information and more.